Which type of patient would not have a copayment?

A self-pay patient is someone who does not have health insurance and is responsible for paying for their medical expenses out-of-pocket at the time of service. Since they are directly paying for their care without the involvement of an insurance company, there is no copayment involved. A copayment typically applies when an insurance plan is in place and requires the insured individual to make a fixed payment for specific services, indicating that the patient has a financial obligation linked to an insurance contract.

In contrast, insured patients, even if they have a deductible, may still encounter copayment requirements for certain types of services. Dependent patients are typically covered by their parents' or guardians' insurance plans, which may also have copayment obligations. Policyholders, as the individuals holding the health insurance plan, generally also face copayment terms when they seek medical services on their plan. Thus, the self-pay patient is the only type mentioned that would not have a copayment.