Which of the following type of plan do employers or employee organizations offer their employees?

A group health plan is the correct choice because it refers to a health insurance plan that is offered by employers or employee organizations to a group of people, typically to their employees and, in some cases, their families. These plans are designed to provide coverage at a lower cost per person than individual plans because the risk is shared among all participants. Employers negotiate terms and costs with insurance providers, which allows them to offer more comprehensive benefits.

Individual health plans, on the other hand, are purchased by individuals for their own use and are not typically offered by employers. The FEHB plan, or Federal Employees Health Benefits plan, specifically serves federal employees and their families, making it a more specialized option. URO, or Utilization Review Organization, does not refer to a health plan but rather to a type of organization that evaluates the necessity and efficiency of health care services. This distinction highlights why the group health plan is the appropriate choice in the context of employer-provided health insurance options.