What type of patient is defined as having no insurance coverage?

The term that describes a patient who has no insurance coverage is a self-pay patient. When patients are classified as self-pay, it means they assume full responsibility for their medical expenses, paying directly for services as they are not covered by health insurance policies.

In the context of billing and patient classification, being a self-pay patient typically refers to individuals without any form of health insurance. They pay out-of-pocket for the cost of their healthcare services. This classification is particularly significant in the healthcare billing process, as these patients may have different billing arrangements compared to those with insurance.

The other terms, such as dependent patient, insured patient, and policyholder, refer to individuals who either rely on someone else’s insurance coverage, have active insurance, or hold a specific insurance policy, respectively. All of these terms imply some form of insurance coverage, contrary to the definition of a self-pay patient.