Identify the type of deductible which must be met for each separate enrollee.

The individual deductible is a specific amount that each covered person must pay out-of-pocket for healthcare expenses before their insurance begins to cover costs. This means that each enrollee’s expenses are counted separately towards their own deductible, rather than combining those expenses with other family members.

For example, in a family plan where there are multiple members, each individual may have their own deductible amount they need to meet before insurance coverage starts for them. This is particularly important in health insurance plans where family members may incur different types of medical expenses. By distinguishing the individual deductible, it ensures that each enrollee is responsible only for their related healthcare expenses up to their designated deductible limit.

In contrast, terms like family deductible refer to a cumulative limit that applies collectively to all family members, which differs from the concept of each enrollee meeting their individual requirement.